To their credit consumers learned why should we pay

Remember Innovis, known as credit-fourth report agency? Unlike the three major intelligence agencies - Experian, Equifax and Trans Union - Innovis is not required to give consumers a copy of their credit report for free every 12 months.It is a source of frustration for consumers. “I do not know,” Renee stone New York writing. “It seems to be the same as other intelligence agencies, but it should not be in compliance with federal law. What’s the deal?”

Innovis Data Solutions is a private property located in the consumer credit reporting agency with headquarters in Columbus, Ohio. It collects data on consumer credit credit grant across the USA sells and grant credit, he gathers information to all support in the areas of marketing, control, authentication and fraud prevention. ”

Innovis said he was “at present, that service delivery may lead to the refusal of credit applications, insurance or employment periods, and therefore the Federal Credit certain provisions, including the obligation to provide consumers free copies of their credit files.

However, many consumers, including stone, were not satisfied with the reaction of the company.

Rebecca Kuehn, deputy director of the department for data protection and Identity Protection of the Federal Trade Commission, the company considers the policies and measures.

To be considered a national report credit-reimbursement under the Agency FAIR-credit and clarifies the law, she says, a consumer reporting agency to do two things at the national level: the credit and compile information on public accounts and record information.

Innovis is only one of these two things, says Kühn. “It is not clear that Innovis public record compiled information on this period,” she said.

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